Hiring a builder for an extension is not just a price comparison. You are choosing who will manage a complex piece of work involving structure, sequencing, materials, building control and often several trades. The questions you ask before appointment can expose gaps that a headline quote hides.
Ask for a written quote, not just a verbal figure
Citizens Advice recommends getting written quotes from at least three different traders before deciding who to use. It also distinguishes a quote from an estimate: a quote is a fixed price for the agreed work, while an estimate is only an indication.
Ask the builder to show the scope, materials, exclusions, VAT treatment, payment terms and the circumstances in which the price can change.
Ask exactly what is included
For an extension, clarify whether the quote includes demolition, excavation, foundations, drainage, structural steel, roofing, windows and doors, insulation, plastering, electrics, plumbing, heating alterations, decorating, waste removal and making good.
If some of those items are excluded or provisional, identify who will arrange and pay for them.
Ask who is responsible for building regulations
Do not assume planning permission and building regulations are the same thing. In England, building regulations approval commonly applies to extension work even where planning permission is not required.
Ask whether the builder expects the homeowner, designer or contractor to deal with the building control body, inspections and completion paperwork. If registered installers are used for certain types of work, ask what self-certification documents will be provided.
Ask about previous extension work
Request examples of comparable projects rather than generic photos. Similarity matters: a simple rear extension is not the same as a project involving large structural openings, complex drainage or work to an older property.
Where practical, ask previous clients about communication, variation handling and how problems were resolved, not only whether the finished work looked good.
Check insurance
Citizens Advice recommends checking that the trader has appropriate insurance before work starts. Ask for evidence of relevant cover and make sure it matches the nature and scale of the project.
If the builder employs staff, employers' liability requirements may also apply to the business. The important point is to verify current cover rather than relying on a logo or old certificate.
Ask how changes are handled
Extensions often change when hidden conditions are uncovered or the homeowner alters a specification. Ask how variations are described, priced and approved before extra work proceeds.
A good process records the change, cost impact and programme impact so both parties know what has been agreed.
Ask for the payment schedule
Payments should be tied to an agreed structure rather than improvised as the job progresses. Understand what is due, when it is due and what work or materials the payment relates to.
Be cautious about paying for large amounts of work that have not yet been delivered without understanding how the payment is protected.
Ask who will actually be on site
Find out whether the person quoting will manage the work, which trades will be subcontracted and who your day-to-day contact will be. This matters when decisions or problems arise during construction.
Ask what completion documents you will receive
Depending on the work, these may include building control completion documentation, electrical certificates, gas-related certificates, product warranties, commissioning records or other evidence of compliance.
Questions worth taking to the meeting
- Is this a fixed quote or an estimate?
- What is included and excluded?
- Is VAT included where applicable?
- Who deals with building control and inspections?
- Which trades will be subcontracted?
- What insurance do you currently hold?
- How are variations approved?
- What is the payment schedule?
- What is the expected programme?
- What completion certificates and warranties will I receive?
Sources and verification
- Citizens Advice — Before you get work done on your home: written quotes, comparing at least three traders, quote-versus-estimate distinction, insurance and contract checks.
- GOV.UK — Use a competent person scheme: self-certification, certificates and checking registered installers.
- GOV.UK — Building work, replacements and repairs to your home: routes for building-regulations compliance and checking competent-person registration.
Jurisdiction note: building-control references here relate mainly to England. Rules differ elsewhere in the UK.